SELECTING AND ADMINISTERING ALTERNATIVE HEALTH PLAN OPTIONS

Award Information
Agency:
Department of Health and Human Services
Branch
n/a
Amount:
$35,000.00
Award Year:
1987
Program:
SBIR
Phase:
Phase I
Contract:
n/a
Award Id:
7420
Agency Tracking Number:
7420
Solicitation Year:
n/a
Solicitation Topic Code:
n/a
Solicitation Number:
n/a
Small Business Information
8003 Forbes Place, Springfield, VA, 22151
Hubzone Owned:
N
Minority Owned:
N
Woman Owned:
N
Duns:
n/a
Principal Investigator:
LEONARD GREENBERG
(703) 321-0200
Business Contact:
() -
Research Institute:
n/a
Abstract
SMALL BUSINESS EMPLOYERS ARE OFTEN RELUCTANT TO OFFER THEIR EMPLOYEES COMPREHENSIVE HEALTH BENEFITS BECAUSE OF THE COSTSAND ADMINISTRATIVE EXPENSES ATTENDANT TO THE TRADITIONAL INDEMNIFICATION MODE OF HEALTH INSURANCE. THE PURPOSE OF THIS RESEARCH IS TO PRODUCE A GUIDE THAT WILL ADVISE SMALL BUSINESS EMPLOYERS OF ALTERNATIVE OPTIONS, SUCH AS HEALTH MAINTENANCE ORGANIZATIONS, AND OF CONTRACTUAL ARRANGEMENTS, SUCH AS PREFERRED-PROVIDER ORGANIZATIONS; THESE COULD MAKE HEALTH INSURANCE MORE AFFORDABLE AND LESS ADMINISTRATIVELY CUMBERSOME. IN ADDITION TO A DETAILED DISCUSSION OF ALTERNATIVE MODES OF COVERAGE, THE GUIDE WILL SUGGEST FACTORS THAT MAY BE HELPFUL IN MAKING AN APPROPRIATE CHOICE.INCREASED COMPETITION AND INNOVATION ARE EXPECTED TO BRING ABOUT CHANGES IN THE HEALTH CARE MARKETPLACE. SOME ORGANIZATIONAL MODELS WILL DISAPPEAR; OTHERS WILL ADAPT. THE GUIDE CONCLUDES BY DISCUSSING ANTICIPATED CHANGES WHICH MAY EFFECT THE SMALL BUSINESS EMPLOYER'S FUTURE CHOICES. BIBLIOGRAPHIC REFERENCES AND SUGGESTED ADDITIONAL SOURCES OFINFORMATION ARE APPENDED.

* information listed above is at the time of submission.

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